Guatemala

Central America

A low-tax Central American country with a 5-year citizenship path and low university tuition, but a weaker passport.

Overall score

Limited · Penalty applied · 94% data coverage

Language

Spanish

Currency

GTQ

Citizenship

5 years

Personal tax

5% / 7% on employment income

Cost of living

$850 / mo (single)

Rules change often. Confirm any immigration, tax or legal decision with a qualified professional.

Score breakdown

Access

17%

41Residence12%

68Citizenship and passport5%

Earning power

25%

60Salary and work12%

66Buying power13%

Business and wealth

20%

70Taxes7%

48Business8%

43Investment5%

Daily life

25%

41Quality of life18%

45Education7%

Rights and institutions

13%

51Freedom6%

22Rule of law7%

Severe safety risk (20) cut the overall score from 50 to 30.

Pros

A 5-year citizenship path
Low university tuition

Cons

A weaker passport

Best for

Low-tax relocatorsStudents

Score profile

Access

Residence

Citizenship

Passport

Earning power

Salary & work

Buying power

Cost of living

Economy

Business and wealth

Taxes

Personal tax

Corporate tax

Business

Investment

Wealth building

Daily life

Safety

Healthcare

Environment

Infrastructure

Education

HDI

Rights and institutions

Freedom

Rule of law

How the scores are calculated

Access

Residence

Openness to residents

Limited

Migrant stock0.5% of population (2024)

Regulatory quality-0.31 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Main pathways

EmploymentStudyFamily reunificationBusiness or investment where eligible

Student	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Work	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Self-employed	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Permanent	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.

Citizenship

Citizenship accessibility

Good

Years required	5 years
Dual allowed	Yes
Language	Check the current naturalisation rules for the selected route
Residence	Typical headline route: 5 years; qualifying residence and absence rules apply
Notes	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.

Passport

Passport power

Good

132 / 198

Mobility

#40

Global rank

Yes

Biometric

Visa-free90
On arrival38
eTA4
Visa required66

Placeholder estimates for 2024 to 2025. Check entry rules with each destination before travelling.

Earning power

Salary & work

Labour-market strength

Moderate

Output per worker$31,774 PPP (2024)

Unemployment2.6% (2025)

Participation59.6% of 15+ (2025)

Source: World Bank World Development Indicators

Mean monthly earnings of employees

Overall$387 · $864 PPP (2024)

Tech (IT & comms)$619 · $1,382 PPP (2024)

Source: ILOSTAT (International Labour Organization)

Freelance	Market access depends on language, sector, and work authorisation
Job market	Use current local vacancy and salary data for role-specific decisions.

Buying power

Purchasing power score

Good

GNI / person$15,020 PPP (2025)

Consumption / person$11,905 PPP (2024)

Price level45 (US = 100) (2025)

Income inequality45.2 Gini (2023)

Inflation1.5% / yr (2025)

Source: World Bank World Development Indicators

Cost of living

Affordability

Excellent

Price level45 (US = 100) (2025)

Source: World Bank World Development Indicators

Rent	Varies substantially by city and neighbourhood
Monthly	$850 / mo (single)
Cities	Guatemala City, Antigua Guatemala

Economy

Economic strength

Good

Output & income

GDP$123.3B (2025)

GDP / person$6,598 (2025)

GNI / person$15,020 PPP (2025)

GDP growth3.7% / yr (2024)

Source: World Bank World Development Indicators

Stability & labour

Inflation1.5% / yr (2025)

Unemployment2.6% (2025)

Output per worker$31,774 PPP (2024)

Source: World Bank World Development Indicators

Sector composition

Agriculture9.6% of GDP (2025)

Industry21.8% of GDP (2025)

Services62.1% of GDP (2025)

Source: World Bank World Development Indicators

Main industries

Agriculture (coffee, sugar)Textiles & apparelFood processingTourismMining

Top exports

CoffeeSugarBananasApparelCardamom

Type	Upper-middle-income, agri- and remittance-led
Key sectors	Agriculture, Apparel manufacturing, Remittances
Summary	Central America's largest economy, built on agriculture and apparel, with remittances a major income source.
Currency	Guatemalan quetzal

Business and wealth

Taxes

Tax friendliness

Good

Personal	5% / 7% on employment income
Corporate	25% on net income or optional gross-income regime
Capital gains	Treatment varies by asset, holding structure, residence, and treaty position
Dividends	Rates and withholding depend on residence and treaty eligibility
Exit tax	Check current domestic rules before changing tax residence
Foreign companies	Management, permanent-establishment, CFC, and reporting rules may apply

Personal tax

Excellent

Personal	5% / 7% on employment income
Freelance	Registration, immigration permission, tax, and social contributions may apply
Capital gains	Treatment varies by asset, holding structure, residence, and treaty position
Dividends	Rates and withholding depend on residence and treaty eligibility
Exit tax	Check current domestic rules before changing tax residence

Corporate tax

Low

Corporate	25% on net income or optional gross-income regime
Capital gains	Treatment varies by asset, holding structure, residence, and treaty position
Dividends	Rates and withholding depend on residence and treaty eligibility
Foreign companies	Management, permanent-establishment, CFC, and reporting rules may apply

Business

Business friendliness

Moderate

Regulation & bureaucracy

Regulatory quality-0.31 (−2.5 to 2.5) (2024)

Government effectiveness-0.91 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Operating rules

Foreign company	Generally possible, subject to sector, registration, tax, and substance rules
Local company	Available company forms and capital requirements vary
Freelance	Registration, immigration permission, tax, and social contributions may apply

Investment

Investing environment

Limited

Private credit37% of GDP (2025)

Source: World Bank World Development Indicators

Capital gains	Treatment varies by asset, residence, holding period, and treaty position
Dividends	Data not available yet
ETFs & funds	Data not available yet
Wealth tax	Check current national and subnational rules
Brokers	Local and international availability varies by residency and compliance checks
Foreign access	Data not available yet
Tax-advantaged	Data not available yet

Wealth building

Wealth accumulation

Moderate

Salary & work

Moderate

Business

Moderate

Investment

Limited

Tax friendliness

Good

Cost of living

Excellent

Daily life

Safety

Safety & stability

Low

Personal safety

Homicide rate23.4 per 100,000 (2023)

Source: World Bank World Development Indicators

Institutions & stability

Control of corruption-0.95 (−2.5 to 2.5) (2024)

Political stability-0.21 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Check current government travel and security advice before relocating.

Healthcare

Healthcare score

Moderate

Outcomes

Life expectancy72.7 years (2024)

Under-5 mortality20.5 per 1,000 births (2024)

Source: World Bank World Development Indicators

Capacity & resourcing

Physicians1.28 per 1,000 (2020)

Hospital beds0.45 per 1,000 (2023)

Health spending$935 PPP / person (2023)

Source: World Bank World Development Indicators

System & costs

System	Public/private mix varies by eligibility and residence status
Insurance	Check residence-permit and local coverage requirements
Average cost	Depends on eligibility, income, insurer, and chosen coverage

Environment

Environment score

Good

Environmental pressure

PM2.5 exposure29.7 μg/m³ annually (2023)

Water stress5.7% (2022)

Source: World Bank World Development Indicators

Infrastructure

Infrastructure score

Moderate

Digital infrastructure

Internet use60.2% (2024)

Internet resilience47 / 100 (2026)

Fixed speed74 / 100 download index (2026)

Mobile speed62 / 100 download index (2026)

Sources: World Bank World Development Indicators · Internet Society Pulse Internet Resilience Index

Utilities

Electricity access100.0% (2023)

Grid losses12.4% of output (2023)

Source: World Bank World Development Indicators

Transport

Transport quality2.40 / 5 (2022)

Rail density8.3 km / 1,000 km² (2004)

Air connectivity89 departures / million people (2023)

Source: World Bank World Development Indicators

Education

Education score

Moderate

Attainment

Expected schooling10.7 years (2023)

Mean schooling5.8 years (2023)

Source: UNDP Human Development Report 2025

Participation & investment

Tertiary enrolment27% gross (2023)

Education spending3.1% of GDP (2024)

Source: World Bank World Development Indicators

Tuition	$2,000–10,000 / yr
Public university	Varies by institution, programme, and student nationality
Languages	Spanish
Student work	Rules depend on status and circumstances; verify the current requirements with the competent authority before acting.

HDI

Human development score

Good

HDI0.662 (2023)

Source: UNDP Human Development Report 2025

Long & healthy life

Life expectancy72.6 years (2023)

Source: UNDP Human Development Report 2025

Knowledge

Expected schooling10.7 years (2023)

Mean schooling5.8 years (2023)

Source: UNDP Human Development Report 2025