Indonesia

South-eastern Asia

Asia

An Asian country with residence by investment, a digital-nomad visa and low university tuition, but no dual citizenship.

56
Overall score
Moderate · 98% data coverage
Language
Indonesian
Currency
IDR
Citizenship
5 continuous or 10 cumulative years
Personal tax
Progressive, up to 35%
Cost of living
$900 / mo (single)

Rules change often. Confirm any immigration, tax or legal decision with a qualified professional.

Score breakdown
38
Access
17%
42Residence12%
29Citizenship and passport5%
69
Earning power
25%
63Salary and work12%
75Buying power13%
56
Business and wealth
20%
60Taxes7%
61Business8%
43Investment5%
58
Daily life
25%
59Quality of life18%
54Education7%
48
Rights and institutions
13%
53Freedom6%
44Rule of law7%

Pros

  • Residence by investment
  • A digital-nomad visa
  • Low university tuition

Cons

  • No dual citizenship

Best for

Remote workersStudentsInvestors

Score profile

Access
Residence
42
Citizenship
24
Passport
45
Earning power
Salary & work
63
Buying power
75
Cost of living
95
Economy
70
Business and wealth
Taxes
60
Personal tax
36
Corporate tax
37
Business
61
Investment
43
Wealth building
63
Daily life
Safety
68
Healthcare
47
Environment
77
Infrastructure
67
Education
54
HDI
73
Rights and institutions
Freedom
53
Rule of law
44
How the scores are calculated

Access

Residence
Openness to residents
Limited
42
Migrant stock0.2% of population (2024)
Regulatory quality0.12 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Main pathways
EmploymentStudyFamily reunificationBusiness or investment where eligible
StudentRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
WorkRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Self-employedRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
PermanentRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Citizenship
Citizenship accessibility
Low
24
Years required5 continuous or 10 cumulative years
Dual allowedNo
LanguageCheck the current naturalisation rules for the selected route
ResidenceTypical headline route: 5 continuous or 10 cumulative years; qualifying residence and absence rules apply
NotesRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
Passport
Passport power
Moderate
45
89 / 198
Mobility
#58
Global rank
Yes
Biometric
  • Visa-free33
  • On arrival52
  • eTA4
  • Visa required109

Placeholder estimates for 2024 to 2025. Check entry rules with each destination before travelling.

Earning power

Salary & work
Labour-market strength
Moderate
63
Output per worker$29,217 PPP (2024)
Unemployment3.2% (2025)
Participation68.0% of 15+ (2025)

Source: World Bank World Development Indicators

Mean monthly earnings of employees
Overall$148 · $437 PPP (2023)
Tech (IT & comms)$239 · $709 PPP (2023)

Source: ILOSTAT (International Labour Organization)

FreelanceMarket access depends on language, sector, and work authorisation
Job marketUse current local vacancy and salary data for role-specific decisions.
Buying power
Purchasing power score
Good
75
GNI / person$17,190 PPP (2025)
Consumption / person$8,409 PPP (2024)
Price level31 (US = 100) (2025)
Income inequality34.4 Gini (2025)
Inflation1.9% / yr (2025)

Source: World Bank World Development Indicators

Cost of living
Affordability
Excellent
95
Price level31 (US = 100) (2025)

Source: World Bank World Development Indicators

RentVaries substantially by city and neighbourhood
Monthly$900 / mo (single)
CitiesJakarta, Surabaya, Bandung, Denpasar
Economy
Economic strength
Good
70
Output & income
GDP$1.4T (2025)
GDP / person$5,060 (2025)
GNI / person$17,190 PPP (2025)
GDP growth5.0% / yr (2024)

Source: World Bank World Development Indicators

Stability & labour
Inflation1.9% / yr (2025)
Unemployment3.2% (2025)
Output per worker$29,217 PPP (2024)

Source: World Bank World Development Indicators

Sector composition
Agriculture13.1% of GDP (2025)
Industry38.7% of GDP (2025)
Services43.9% of GDP (2025)

Source: World Bank World Development Indicators

Main industries
Mining & mineralsPalm oil & agricultureManufacturingEnergyTextiles
Top exports
CoalPalm oilNickel & metalsMachineryTextiles
TypeUpper-middle-income, resources- and manufacturing-led
Key sectorsNickel & mining (a battery-metals leader), Palm oil, Manufacturing
SummarySoutheast Asia's largest economy, a major commodity exporter moving up the value chain in nickel and EV materials.
CurrencyIndonesian rupiah

Business and wealth

Taxes
Tax friendliness
Moderate
60
PersonalProgressive, up to 35%
Corporate22%
Capital gainsTreatment varies by asset, holding structure, residence, and treaty position
DividendsRates and withholding depend on residence and treaty eligibility
Exit taxCheck current domestic rules before changing tax residence
Foreign companiesManagement, permanent-establishment, CFC, and reporting rules may apply
Personal tax
Personal tax
Limited
36
PersonalProgressive, up to 35%
FreelanceRegistration, immigration permission, tax, and social contributions may apply
Capital gainsTreatment varies by asset, holding structure, residence, and treaty position
DividendsRates and withholding depend on residence and treaty eligibility
Exit taxCheck current domestic rules before changing tax residence
Corporate tax
Corporate tax
Limited
37
Corporate22%
Capital gainsTreatment varies by asset, holding structure, residence, and treaty position
DividendsRates and withholding depend on residence and treaty eligibility
Foreign companiesManagement, permanent-establishment, CFC, and reporting rules may apply
Business
Business friendliness
Moderate
61
Regulation & bureaucracy
Regulatory quality0.12 (−2.5 to 2.5) (2024)
Government effectiveness0.18 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Operating rules
Foreign companyGenerally possible, subject to sector, registration, tax, and substance rules
Local companyAvailable company forms and capital requirements vary
FreelanceRegistration, immigration permission, tax, and social contributions may apply
Investment
Investing environment
Limited
43
Market cap66% of GDP (2025)
Private credit36% of GDP (2025)

Source: World Bank World Development Indicators

Capital gainsTreatment varies by asset, residence, holding period, and treaty position
DividendsData not available yet
ETFs & fundsData not available yet
Wealth taxCheck current national and subnational rules
BrokersLocal and international availability varies by residency and compliance checks
Foreign accessData not available yet
Tax-advantagedData not available yet
Wealth building
Wealth accumulation
Moderate
63
Salary & work
Moderate
63
Business
Moderate
61
Investment
Limited
43
Tax friendliness
Moderate
60
Cost of living
Excellent
95

Daily life

Safety
Safety & stability
Good
68
Personal safety
Homicide rate0.3 per 100,000 (2022)

Source: World Bank World Development Indicators

Institutions & stability
Control of corruption-0.54 (−2.5 to 2.5) (2024)
Political stability-0.61 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Check current government travel and security advice before relocating.

Healthcare
Healthcare score
Moderate
47
Outcomes
Life expectancy71.3 years (2024)
Under-5 mortality17.7 per 1,000 births (2024)

Source: World Bank World Development Indicators

Capacity & resourcing
Physicians0.52 per 1,000 (2023)
Hospital beds1.37 per 1,000 (2023)
Health spending$417 PPP / person (2023)

Source: World Bank World Development Indicators

System & costs
SystemPublic/private mix varies by eligibility and residence status
InsuranceCheck residence-permit and local coverage requirements
Average costDepends on eligibility, income, insurer, and chosen coverage
Environment
Environment score
Good
77
Environmental pressure
PM2.5 exposure20.8 μg/m³ annually (2023)
Water stress29.7% (2022)

Source: World Bank World Development Indicators

Infrastructure
Infrastructure score
Good
67
Digital infrastructure
Internet use72.8% (2024)
Internet resilience59 / 100 (2026)
Fixed speed62 / 100 download index (2026)
Mobile speed63 / 100 download index (2026)

Sources: World Bank World Development Indicators · Internet Society Pulse Internet Resilience Index

Utilities
Electricity access99.4% (2023)
Grid losses6.5% of output (2023)

Source: World Bank World Development Indicators

Transport
Transport quality2.90 / 5 (2022)
Rail density2.9 km / 1,000 km² (2019)
Air connectivity2,577 departures / million people (2023)

Source: World Bank World Development Indicators

Education
Education score
Moderate
54
Attainment
Expected schooling13.3 years (2023)
Mean schooling8.7 years (2023)

Source: UNDP Human Development Report 2025

Participation & investment
Tertiary enrolment45% gross (2023)
Education spending1.3% of GDP (2023)

Source: World Bank World Development Indicators

Tuition$3,000-12,000 / yr
Public universityVaries by institution, programme, and student nationality
LanguagesIndonesian
Student workRules depend on status and circumstances; verify the current requirements with the competent authority before acting.
HDI
Human development score
Good
73
HDI0.728 (2023)

Source: UNDP Human Development Report 2025

Long & healthy life
Life expectancy71.1 years (2023)

Source: UNDP Human Development Report 2025

Knowledge
Expected schooling13.3 years (2023)
Mean schooling8.7 years (2023)

Source: UNDP Human Development Report 2025

Standard of living
GNI / person$13,700 PPP (2023)

Source: UNDP Human Development Report 2025

Rights and institutions

Freedom
Freedom score
Moderate
53
Freedom in the World57 / 100 (Partly free)
Freedom on the Net48 / 100 (Partly free)
Rule of law
Rule of law score
Limited
44
Rule of Law percentile44 / 100
Resources

Data is illustrative. Not legal or tax advice.