United Kingdom

Northern Europe

EuropeNon-EU

A global English-speaking finance and tech centre with world-class universities and an Innovator Founder visa, though post-Brexit it lost EU free movement and abolished its non-dom regime in 2025.

77
Overall score
Good · 100% data coverage
Language
English
Currency
GBP
Citizenship
5–6 years (ILR + 12 months)
Personal tax
20 / 40 / 45% + National Insurance
Cost of living
£2,300 / mo (single)

Rules change often. Confirm any immigration, tax or legal decision with a qualified professional.

Score breakdown
73
Access
17%
72Residence12%
77Citizenship and passport5%
72
Earning power
25%
71Salary and work12%
73Buying power13%
71
Business and wealth
20%
50Taxes7%
80Business8%
85Investment5%
84
Daily life
25%
81Quality of life18%
93Education7%
88
Rights and institutions
13%
85Freedom6%
90Rule of law7%

Pros

  • Top financial & tech ecosystem
  • Innovator Founder & Global Talent visas
  • English; powerful passport

Cons

  • No EU free movement (Brexit)
  • High living costs & taxes
  • Non-dom regime abolished (2025)

Best for

Founders & finance professionalsSkilled workersEnglish-speaking students

Score profile

Access
Residence
72
Citizenship
70
Passport
95
Earning power
Salary & work
71
Buying power
73
Cost of living
36
Economy
77
Business and wealth
Taxes
50
Personal tax
18
Corporate tax
29
Business
80
Investment
85
Wealth building
66
Daily life
Safety
80
Healthcare
83
Environment
94
Infrastructure
80
Education
93
HDI
95
Rights and institutions
Freedom
85
Rule of law
90
How the scores are calculated

Access

Residence
Openness to residents
Good
72
Migrant stock17.1% of population (2024)
Regulatory quality1.51 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Main pathways
Skilled Worker visaInnovator FounderGlobal TalentHigh Potential Individual
StudentStudent visa; 20 hrs/week term-time; Graduate route to work after.
WorkSkilled Worker visa via licensed sponsor + salary threshold.
Self-employedInnovator Founder visa (endorsed business) for entrepreneurs.
PermanentIndefinite Leave to Remain after ~5 years.
Citizenship
Citizenship accessibility
Good
70
Years required5 years to ILR, then 12 months before naturalisation (3 if married to a Briton)
Dual allowedYes
LanguageEnglish (B1) + Life in the UK test
ResidenceIndefinite Leave to Remain held for 12 months; presence limits apply
NotesFrom April 2025 the remittance-basis non-dom regime was replaced by a residence-based FIG regime for new arrivals.
Passport
Passport power
Excellent
95
189 / 198
Mobility
#6
Global rank
Yes
Biometric
  • Visa-free142
  • On arrival38
  • eTA9
  • Visa required9

Placeholder estimates for 2024 to 2025. Check entry rules with each destination before travelling.

Earning power

Salary & work
Labour-market strength
Good
71
Output per worker$107,846 PPP (2024)
Unemployment4.7% (2025)
Participation61.4% of 15+ (2025)

Source: World Bank World Development Indicators

Mean monthly earnings of employees
Overall$2,795 · $3,538 PPP (2024)
Tech (IT & comms)$4,512 · $5,553 PPP (2024)

Source: ILOSTAT (International Labour Organization)

FreelanceLarge contracting market; IR35 affects engagements
Job marketLondon fintech/AI hub; Cambridge, Manchester, Edinburgh growing.
Buying power
Purchasing power score
Good
73
GNI / person$64,210 PPP (2025)
Consumption / person$35,491 PPP (2023)
Price level92 (US = 100) (2025)
Income inequality32.4 Gini (2021)
Inflation3.9% / yr (2025)

Source: World Bank World Development Indicators

Cost of living
Affordability
Limited
36
Price level92 (US = 100) (2025)

Source: World Bank World Development Indicators

Rent£1,600–2,600 (1BR London)
Monthly£2,300
CitiesLondon, Manchester, Edinburgh, Bristol
Economy
Economic strength
Good
77
Output & income
GDP$4T (2025)
GDP / person$57,602 (2025)
GNI / person$64,210 PPP (2025)
GDP growth1.1% / yr (2024)

Source: World Bank World Development Indicators

Stability & labour
Inflation3.9% / yr (2025)
Unemployment4.7% (2025)
Output per worker$107,846 PPP (2024)

Source: World Bank World Development Indicators

Sector composition
Agriculture0.6% of GDP (2025)
Industry16.5% of GDP (2025)
Services73.1% of GDP (2025)

Source: World Bank World Development Indicators

Main industries
Financial servicesTechnologyCreative industriesPharmaceuticalsAerospaceEducation
Top exports
Financial & business servicesMachineryPharmaceuticalsCarsAircraft parts
TypeHigh-income, services- and finance-led
Key sectorsCity of London finance, Tech & fintech, Creative & professional services
SummaryA services-dominated economy anchored by global finance in London, with strong tech, pharma and creative sectors.
CurrencyPound sterling (a major reserve currency)

Business and wealth

Taxes
Tax friendliness
Moderate
50
Personal20% / 40% / 45% + National Insurance
Corporate25% (19% small-profits rate)
Capital gains18% / 24%
Dividends8.75% / 33.75% / 39.35%
Exit taxNo general individual exit tax
Foreign companiesCFC rules apply
Personal tax
Personal tax
Low
18
Personal20% / 40% / 45% + National Insurance
FreelanceSole trader simple; IR35 rules govern disguised employment
Capital gains18% / 24%
Dividends8.75% / 33.75% / 39.35%
Exit taxNo general individual exit tax
Corporate tax
Corporate tax
Low
29
Corporate25% (19% small-profits rate)
Capital gains18% / 24%
Dividends8.75% / 33.75% / 39.35%
Foreign companiesCFC rules apply
Business
Business friendliness
Excellent
80
Regulation & bureaucracy
Regulatory quality1.51 (−2.5 to 2.5) (2024)
Government effectiveness1.18 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Operating rules
Foreign companyYes: no nationality restriction
Local companyLtd via Companies House online in ~24 hours
FreelanceSole trader simple; IR35 rules govern disguised employment
Investment
Investing environment
Excellent
85
Market cap97% of GDP (2022)
Private credit112% of GDP (2024)

Source: World Bank World Development Indicators

Capital gains18/24% CGT; ISAs and pensions shelter growth tax-free
DividendsData not available yet
ETFs & fundsData not available yet
Wealth taxNone
BrokersExcellent: Hargreaves Lansdown, Trading 212, Interactive Brokers
Foreign accessData not available yet
Tax-advantagedData not available yet
Wealth building
Wealth accumulation
Good
66
Salary & work
Good
71
Business
Excellent
80
Investment
Excellent
85
Tax friendliness
Moderate
50
Cost of living
Limited
36

Daily life

Safety
Safety & stability
Excellent
80
Personal safety
Homicide rate1.1 per 100,000 (2021)

Source: World Bank World Development Indicators

Institutions & stability
Control of corruption1.51 (−2.5 to 2.5) (2024)
Political stability0.26 (−2.5 to 2.5) (2024)

Source: World Bank World Development Indicators

Check current government travel and security advice before relocating.

Healthcare
Healthcare score
Excellent
83
Outcomes
Life expectancy81.4 years (2024)
Under-5 mortality4.7 per 1,000 births (2024)

Source: World Bank World Development Indicators

Capacity & resourcing
Physicians3.30 per 1,000 (2023)
Hospital beds2.42 per 1,000 (2022)
Health spending$6,606 PPP / person (2024)

Source: World Bank World Development Indicators

System & costs
SystemUniversal public (NHS)
InsuranceNHS free at point of use; visa holders pay the IHS surcharge
Average costImmigration Health Surcharge ~£1,035/yr per visa
Environment
Environment score
Excellent
94
Environmental pressure
PM2.5 exposure9.5 μg/m³ annually (2023)
Water stress14.4% (2022)

Source: World Bank World Development Indicators

Infrastructure
Infrastructure score
Excellent
80
Digital infrastructure
Internet use95.5% (2024)
Internet resilience72 / 100 (2026)
Fixed speed84 / 100 download index (2026)
Mobile speed66 / 100 download index (2026)

Sources: World Bank World Development Indicators · Internet Society Pulse Internet Resilience Index

Utilities
Electricity access100.0% (2023)
Grid losses9.9% of output (2024)

Source: World Bank World Development Indicators

Transport
Transport quality3.70 / 5 (2022)
Rail density66.9 km / 1,000 km² (2021)
Air connectivity12,077 departures / million people (2023)

Source: World Bank World Development Indicators

Education
Education score
Excellent
93
Attainment
Expected schooling17.8 years (2023)
Mean schooling13.5 years (2023)

Source: UNDP Human Development Report 2025

Participation & investment
Tertiary enrolment80% gross (2023)
Education spending5.9% of GDP (2021)

Source: World Bank World Development Indicators

Tuition£9,250 (home) / £20,000–38,000 (international)
Public universityHome students capped ~£9,250/yr; international far higher
LanguagesEnglish
Student work20 hrs/week term-time; Graduate visa (2 yrs) after study
HDI
Human development score
Excellent
95
HDI0.946 (2023)

Source: UNDP Human Development Report 2025

Long & healthy life
Life expectancy81.3 years (2023)

Source: UNDP Human Development Report 2025

Knowledge
Expected schooling17.8 years (2023)
Mean schooling13.5 years (2023)

Source: UNDP Human Development Report 2025

Standard of living
GNI / person$54,372 PPP (2023)

Source: UNDP Human Development Report 2025

Rights and institutions

Freedom
Freedom score
Excellent
85
Freedom in the World91 / 100 (Free)
Freedom on the Net76 / 100 (Free)
Rule of law
Rule of law score
Excellent
90
Rule of Law percentile90 / 100
Resources

Data is illustrative. Not legal or tax advice.